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HMO

"Health Maintenance Organization"

PPO

"Preferred Provider Organization"

Discount

"Dental Discount Plan"

HMO

Plan Benefits
Features Include:
  • No waiting periods
  • No limitations on pre-existing conditions
  • No age limits (all seniors are eligible)
  • No cost on most diagnostic services
  • No cost on most preventative services
  • No annual maximum benefit
  • Set copays on over 400 procedures
Value

PPO

Plan Benefits
Features Include:
  • No waiting periods
  • No limitations on pre-exisiting conditions
  • No age limits (all seniors are eligible)
  • No cost on most diagnostic services
  • No cost on most preventative services
  • In & out of network benefits
  • Low annual deductible
Freedom

Discount

Plan Benefits
Features Include:
  • No waiting periods
  • No limitations on pre-existing conditions
  • No age limits (all seniors are eligible)
  • No annual maximum benefit
  • No deductible to meet ever
  • 100 Procedures with set pricing
  • 20% discount at specialists
Budget
Which plan is right for 
Myself?
My Family?
My Children?
My Parents?
My Budget?

We understand completely!

Nobody wants to make a wrong decision! With so many plan options to choose from today, it can be frustrating figuring out which plan is right for you and your family. We have a highly specialized team of enrollment specialists that can walk you through the process. We conduct a brief phone interview to find out what type of work you could possibly need, and we will recommend the most affordable plan to fit your specific need, and budget.

HMO vs PPO vs Discount

An HMO policy, or “Health Maintenance Organization,” is one of the easiest and most affordable plans to use.

Plans features set co-pays on over 400 procedures, no limits on pre-existing conditions, no annual maximums, no deductibles. All work performed by the general dentist is covered at a set copay so you know exactly what your going to pay before ever walking into a dental office. Participating specialists you receive a 20% discount. Most preventative & diagnostic services covered at 100%!

We do not believe in our members paying for a service, and having to wait to use it! No waiting periods means you are able to get the dental work that you need done immediately once your coverage becomes effective. This plan has an open-access dentist network. Unlike traditional HMO’s where you are assigned a specific facility, with this plan you are able to go to any dentist in the network simply by making an appointment.

Each and every procedure in your schedule of benefits is on at a set fee schedule. This makes it more affordable to get the work you need done, especially if you are needing multiple procedures, or extensive major work. If you require work from a specialist you receive a 20% discount off the price with an in-network facility!

A PPO policy, or “Preferred Provider Organziation,” give you full freedom & flexibility in choosing provider.

Plans features in & out of network benefits. We always recommend for best savings to try to stay in network, but if you have a dental office you want to use that is out of network, this plans got you covered either way you choose! Most preventative, and diagnostic services covered at 100% so routine checkups never have to hit the wallet!

We do not believe in our members paying for a service, and having to wait to use it! No waiting periods means that you are able to get started on your dental work right away! Plan covers at percentages, and that percentage depends on which PPO plan it is you choose. We have PPO Basic, Plus & Premium options available depending on what level of coverage you need for you and your family! Whether you need something for simple checkups, or need to see a specialist you are covered from every angle with the PPO.

Low single & family annual deductibles, which you never worry about paying unless you have a major service done! The PPO is a great option for anyone that is needing alot of specialty work, or is wanting a little extra freedom in choosing their facility!

A “Dental Discount Plan,” is for those who are looking for a budget friendly low-cost option for basic dental services.

Plans features set pricing on procedures (listed in schedule, any service not listed discounted at 20%), no limits on pre-existing conditions, no annual maximums, no deductibles. All work performed by the general dentist is discounted according to the fee schedule or at the minimum 20% for procedures not listed. Participating specialists you receive a 20% discount.

No waiting periods means you are able to get the dental work that you need done immediately once your coverage becomes effective. This plan has an open-access dentist network, with this plan you are able to go to any dentist in the network simply by making an appointment.

Plan gives set pricing on the most common dental procedures, and is one of the most affordable monthly plan options, making it easy to fit into any size budget. We have two discount options available to choose from, just ask one of our enrollment specialists which plan is right for you, and you can get started, and on your way to a better smile!

How often do I need to see my dentist?

Most dentist recommend setting an appointment every 6 months for a regular cleaning. These preventative appointments are important in maintaining your oral health, and stopping issues while their small before they become a major problem.

I brush my teeth regularly, and don't have any issues so why do I need to see a dentist?

A dental exam is important for more than the health of your teeth. Routine exams can help to detect early signs of diabetes, leukemia, gum disease, and oral cancer. Often, the first outward signs of these diseases can start in the mouth, and a dentist has the ability to spot these during a routine checkup!